When it comes to building a wardrobe that is both stylish and versatile, having a collection of must-have tops is essential. From casual to formal, these tops can be dressed up or down and paired with a variety of bottoms for different occasions. Here are the 10 must-have tops every woman should have in her wardrobe:

1. White Shirt: A classic white shirt can be dressed up with a blazer and heels or dressed down with jeans and sneakers. It is a versatile piece that can be worn year-round.
2. Black Tank Top: A black tank top is perfect for layering under blouses or wearing on its own during hot summer months. It can be dressed up or down, depending on the occasion.

3. Striped Shirt: A striped shirt is a timeless and chic piece that can be worn with jeans, shorts, or skirts. It adds a touch of sophistication to any outfit.

4. Denim Top: A denim top is a wardrobe staple that can be worn in a variety of ways. It can be worn as a shirt or a jacket and pairs well with skirts, shorts, or jeans.
5. Button-Up Shirt: A button-up shirt is a classic piece that can be dressed up with a pencil skirt or dressed down with jeans. It is a versatile piece that can be worn year-round.
6. Blouse: A blouse is a feminine piece that can be dressed up or down. It can be worn with a pencil skirt or dress pants for a formal look or with jeans for a casual look.
7. Sweater: A sweater is a cozy piece that can be worn on its own or layered over a shirt. It is perfect for cooler months and adds texture and dimension to any outfit.
8. Cardigan: A cardigan is a versatile piece that can be worn over a blouse or dress for a formal look or with jeans for a casual look. It is perfect for layering.

9. Camisole: A camisole is a feminine piece that can be worn on its own or layered under blouses or blazers. It adds a touch of elegance to any outfit.

10. Peplum Top: A peplum top is a stylish piece that can be dressed up or down. It adds shape and volume to the waist and is perfect for creating a feminine silhouette.
In conclusion, having these 10 must-have tops in your wardrobe will ensure that you always have something stylish and versatile to wear for any occasion. Mix and match these tops with different bottoms and accessories to create a variety of outfits that are both chic and functional.